Use of Material On the Holt and Associates web site
Access to and use of this website ("The Holt and Associates web site") is provided subject to these terms and conditions. PLEASE READ THESE TERMS CAREFULLY AS USE OF THIS SITE CONSTITUTES ACCEPTANCE OF THESE TERMS AND CONDITIONS.
The information, artwork, text, video, audio, or pictures (collectively, "Materials") contained on the Holt and Associates web site is protected by copyright laws. You may only access and use the Materials for personal purposes. You may not modify or use the Materials for any other purpose without Holt and Associates express written consent. Except as provided below, you may not reproduce, republish, post, transmit or distribute any Materials on the Holt and Associates web site.
You may browse but not reproduce in any other way the material found here.
You may print Materials on the Holt and Associates web site for personal purposes only, and you must include any copyright notice originally included with the Materials in all copies. The Materials included on the Holt and Associates web site have been compiled by Holt and Associates from a variety of sources, and are subject to change without notice. Copyright laws protect all media files on the Holt and Associates web site. You may not, under any circumstances, reproduce, record, publish, publicly exhibit, or distribute any media files made available for playback on the Holt and Associates web site without Holt and Associates' express written consent.

No Legal Advice
The information on this website is intended for general informational purposes only. It is not intended to be legal advice, and should not be used to take the place of advice obtained from an attorney. Because of the constant fluctuation in the law, we cannot guarantee that the sample policies and guidelines contained herein will protect you from all lawsuits. Before making any decisions based on the materials presented, contact a reputable attorney or contact Holt and Associates for answers to your specific questions.

No Attorney-Client Relationship
The transmission and receipt of the information contained on this website and your access to this website do not create or constitute the formation of an attorney-client relationship. Further, sending e-mail or other communications to our firm will not create an attorney-client relationship or impose any obligation on the part of the firm. If you are not already a client, any communication with us will not be privileged and thus, may be disclosed to other persons. Therefore, do not send us any confidential or sensitive information unless and until you have first talked to one of our attorneys and we have acknowledged the establishment of an attorney-client relationship. Copyright and Trademark Notices
All material presented on this web site is Copyright 2003-2006 Holt and Associates, all rights reserved.

Sites Linked From the Holt and Associates Website
The sites linked from the Holt and Associates web site are not under Holt and Associate' control, and Holt and Associates does not assume any responsibility or liability for any communications or materials available at such linked sites. Holt and Associates does not intend links on the Holt and Associates web site to be referrals or endorsements of the linked entities; they are provided for convenience only.
Our Use of the Information Provided
Holt and Associates uses your information to serve you. We may use your information to prepare work on the sender’s behalf or to send you requested material. We also provide you the opportunity to remove your name from our mailing list, if you want to do so.
Holt and Associates never sells, rents, leases, or exchanges your personal information with other organizations. Holt and Associates will keep the identity of all who contact us through this Web site confidential. Use of personal information will be limited to the internal purposes of Holt and Associates.

Disclaimer of Warranty
The services, information or data (collectively, "Information") made available at the Holt and Associates web site are provided "AS IS", without warranties of any kind. Holt and Associates expressly disclaims any representations and warranties, including without limitation, the implied warranties of merchantability and fitness for a particular purpose. Holt and Associates shall have absolutely no liability in connection with the services including without limitation, any liability for damage to your computer hardware, data, information, Materials and business resulting from the Information or the lack of information available on the Holt and Associates web site. Holt and Associates shall have no liability for:
Any loss or injury caused, in whole or in part, by its actions, omissions, or negligence, or for contingencies beyond its control, in procuring, compiling, or delivering the Information;
Any errors, omissions, or inaccuracies in the Information regardless of how caused, or delays or interruptions in delivery of the Information; or
Any decision made or action taken or not taken in reliance upon the Information furnished hereunder.
Holt and Associates makes no warranty, representation or guaranty as to the content, sequence, accuracy, timeliness or completeness of the Information or that the Information may be relied upon for any reason. Holt and Associates makes no warranty, representation or guaranty that the Information will be uninterrupted or error free or that any defects can be corrected. For purposes of this section, " Holt and Associates " shall include Holt and Associates, Inc.

Limitation of Liability
Under no circumstances shall Holt and Associates be liable for any losses or damages whatsoever, whether in contract, tort or otherwise, from the use of, or reliance on, the Information, or from the use of the Internet generally. For purposes of this section, " Holt and Associates " shall include Holt and Associates, Inc.